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Guaranteed Income Builder®

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Could you benefit from reliable, pension-like income as you move into and through your retirement years?

A deferred income annuity, like the Brighthouse Guaranteed Income Builder, may be a good way for you to secure future guaranteed, lifetime income1 that can be used to supplement other retirement income sources.

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Benefits

Income for Life + Living

Income Certainty

Know What to Expect
Future income payments are based on how long you wait between the time you purchase the Guaranteed Income Builder product and the time you take the income, as well as your age and purchase payments.

Tailor Your Income

Customize as Your Needs Change
You can fund your annuity all at once, or gradually over time. You can also make certain changes, like moving your income start date or getting some or all of your money back if you don’t want lifetime income payments.2

Resource Materials

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Brighthouse Financial Logo

Trusted by more than 2 million customers and with over 2 million annuity contracts and life insurance policies in force,* Brighthouse Financial® is one of the largest providers of annuities and life insurance in the U.S.**

* Data as of March 31, 2024.

** Ranked by 2023 admitted assets. Best’s Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2024.

1 Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company.

2 The Cash Out Option is an optional feature that must be elected at contract issue and subject to Internal Revenue Code limitations. Not available for a Qualified Longevity Annuity Contract (QLAC). The Cash Out Option is not available in all states. Your lifetime income payments will be lower with this option than they would be without it. Not available in all states.

3 A QLAC does not make available any commutation benefit, cash surrender right, or other similar feature. An individual’s purchase limit to a QLAC IRA may not exceed the lesser of (i) $145,000, less the sum of all the individual's previous QLAC payments, and (ii) 25% of the sum of the previous year-end fair market values of all the individual's IRAs (including IRA QLACs, but excluding Roth IRAs), less the sum of all the individual's previous QLAC IRA purchase payments.

The Brighthouse Guaranteed Income Builder deferred income annuity is an insurance product and not insured by the FDIC, the NCUSIF, or any other government agency, nor is it guaranteed by, or the obligation of, the financial institution that sells it. All contract guarantees and annuity payout rates are subject to the claims-paying ability and financial strength of the issuing insurance company. They are not backed by the broker/dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability and financial strength of the issuing insurance company. Similarly, the issuing insurance company does not back the financial strength of the broker/dealer or any of its affiliates.

The Brighthouse Guaranteed Income Builder® deferred income annuity is issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277, on Policy Form 6-1000-1 (05/14) (“Brighthouse Financial”). Product availability and features may vary by state or firm. This product is not available in New York.