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Term Life Insurance

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Term life insurance can be a simple and powerful protection solution that offers coverage for a fixed number of years. The policy guarantees a death benefit that can help your beneficiaries offset the economic impact of your death.

Term Life Insurance

Term Life Insurance

Term life insurance can be a simple and powerful protection solution that offers coverage for a fixed number of years.

Brighthouse Financial Offers
Two Term Life Products

Brighthouse SimplySelect®

SimplySelect® is a term life insurance product that offers affordable death benefit protection for a fixed period of time, a fast and simple purchase process, and conversion options should your needs change.

Brighthouse SimplySelect delivers:

Protection for your beneficiaries if you pass away
A convenient application and the Brighthouse simple underwriting process
Affordable protection that’s guaranteed for 10, 20, or 30 years
Guaranteed premium and coverage amount for the term

Resource Materials

How to Buy SimplySelect®

SimplySelect® is currently only available through Policygenius. Contact a Policygenius representative to assist you with a quote.

Visit Policygenius

Brighthouse One Year Term

Sometimes protection is needed for only a short time. Brighthouse One Year Term is a life insurance product that delivers guaranteed, affordable protection for individuals and businesses with options for changing needs.

Talk to your financial professional to find out more about how Brighthouse One Year Term could fit your goals.

Don’t have a financial professional? Learn more about working with a financial professional.

Resource Materials

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Brighthouse Financial life insurance policies contain charges, limitations, exclusions, termination provisions, and terms for keeping them in force. Contact your financial professional for costs and complete details.

Brighthouse SimplySelect® Term Life Insurance is issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company on Policy Forms ICC19-5-30CON and 5-19-30CON (“Brighthouse Financial”). Product availability and features may vary by state or firm.

Brighthouse One Year Term is issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company on Policy Form 5E-24-12 and, in New York only, by Brighthouse Life Insurance Company of NY on Policy Form 5E-24-16-NY-U. Product availability and features may vary by state or firm.

Brighthouse Conversion Whole Life is issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company on Policy Form ICC17-5-16 and, in New York only, by Brighthouse Life Insurance Company of NY on Policy Form 5-16-17-NY-1. Product availability and features may vary by state or firm.