Shield Level Pay Plus®


Brighthouse Shield Level Pay Plus® Annuities are index-linked annuities that offer market growth opportunities coupled with a level of downside protection and, when you’re ready, guaranteed income that lasts for life.1

Can a Shield Level Pay Plus Annuity Help Your Plans for Retirement?

Take a trip with Carmen to see how it works for her.

Help strengthen your retirement portfolio with a Shield Level Pay Plus annuity.
Permanent source of retirement income
Permanent source of retirement income

Enjoy guaranteed lifetime income with the opportunity to increase your withdrawal rate the longer you wait to begin payments.2

Protection with growth opportunities
Protection with growth opportunities

With a Shield Level Pay Plus annuity, balance is built in by combining a level of downside protection with opportunities to participate in market growth.3

Priced to maximize investment
Priced to maximize investment

Put more of your money to work with a lower fee than some traditional variable annuities that have an income rider.

Guaranteed lifetime income depends upon staying within the parameters of the rider.

How it Works

Understand the importance of guaranteed lifetime income

Today’s retirees face unique challenges when saving and planning for retirement income. A strong retirement portfolio may include an income stream you can rely on – no matter how the market behaves.

1. Balance growth opportunities with a level of protection
Shield Level Pay Plus annuities give you access to the growth potential offered by equities while providing a level of protection against market volatility that can drag down the value of your portfolio.

2. Choose a version of our income rider
Our income rider features two versions – Market Growth and Market Growth with Rollup – that let you decide how you want your Benefit Base to build value.4,5 Both versions feature withdrawal rates that can help you make the most of your retirement. See the Product Brochure for detailed rider information.

Are you a financial professional? View related materials for financial professionals.


Take the Next Step

Talk to your financial professional to find out if a Shield Level Pay Plus annuity is right for a portion of your portfolio and to learn more about purchasing this product.

Here are some questions to help you start the conversation:

  1. Does a Shield Level Pay Plus annuity fit my needs?

  2. What if I need to use the money for something else before my term is over?

  3. What percentage of my retirement assets should I invest in a Shield Level Pay Plus annuity?

  4. How have the indices a Shield Level Pay Plus annuity tracks performed in the past?6

  5. Which version of the income rider may be best for my needs?

Take a look at a short video that describes how each of our rate crediting types can provide growth opportunities.

Watch the Video Now


Brighthouse Financial products can only be purchased through a licensed financial professional.

Don’t have a financial professional? Learn more about working with a financial professional.

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Brighthouse Financial® is on a mission to help people achieve financial security.

Trusted by over 2 million customers and with over 2 million annuity contracts and life insurance policies in force,7 Brighthouse Financial® is proud to be a Fortune® 500 company8 and one of the largest providers of annuities and life insurance in the U.S.9

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