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Index-Linked Annuities

An index-linked annuity can help you add a level of protection while offering growth opportunities for a portion of your retirement savings, giving you more confidence that you’ll be able to do more of what you love in retirement.



Shield Level Annuities Product Suite1

A best-selling family of index-linked annuities2

INDEX-LINKED ANNUITY

Shield® Level Annuities

Shield Level Annuities help use a portion of your retirement assets to participate in market growth opportunities with a level of downside protection other investment products may not provide.

Learn More About Shield Level Annuities

INDEX-LINKED ANNUITY WITH INCOME RIDER

Shield Level Pay Plus® Annuities

Shield Level Pay Plus Annuities are index-linked annuities that offer market growth opportunities coupled with a level of downside protection and, when you’re ready, guaranteed income that lasts for life.3

Learn More About Shield Level Pay Plus Annuities

Resource Materials

Will You Have Enough Income in Retirement?

Try the Annuity Income Calculator

How to Buy a Brighthouse Financial Annuity

Annuity products from Brighthouse Financial can only be purchased through a financial professional. Some questions that can help you begin a conversation with your financial professional are:

  1. Do I have a diverse balance of income sources that’s right for the retirement I want?

  2. Will my essential expenses be covered with my current income sources, or could there be a gap I need to address?

  3. If an annuity is recommended for me, which type would complement my portfolio?

Don’t have a financial professional?

Access our resources on working with a financial professional

Brighthouse Financial Logo

Trusted by more than 2 million customers and with over 2 million annuity contracts and life insurance policies in force,* Brighthouse Financial® is one of the largest providers of annuities and life insurance in the U.S.**

* Data as of March 31, 2024.

** Ranked by 2023 admitted assets. Best’s Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2024.

1 Brighthouse Shield® Level Select 6-Year Annuity, Brighthouse Shield® Level II 6-Year Annuity, Brighthouse Shield® Level Select 3-Year Annuity, Brighthouse Shield® Level II 3-Year Annuity, Brighthouse Shield® Level Select Advisory Annuity, and Brighthouse Shield® Level II Advisory Annuity are collectively referred to as “Shield® Level Annuities,” “Shield® Level II Annuities,” “Shield® Annuities,” or “Shield® II Annuities.” Brighthouse Shield Level Pay Plus® Annuity, Brighthouse Shield Level Pay Plus® II Annuity, Brighthouse Shield Level Pay Plus® Advisory Annuity, and Brighthouse Shield Level Pay Plus® II Advisory Annuity are collectively referred to as “Shield Level Pay Plus® Annuities” or “Shield Level Pay Plus® II Annuities.” Shield Level Annuities and Shield Level Pay Plus Annuities are collectively referred to as “Shield® Level Annuities Product Suite” or “Shield® Level Suite Annuities.”

2 U.S. Individual Annuity Sales Survey. LIMRA, Q1-Q4 2023 and Q1-Q4 2024.

3 Guaranteed lifetime income depends upon staying within parameters of the Guaranteed Lifetime Withdrawal Benefit (GLWB) Rider.

This material is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax, accounting, investment, or fiduciary advice. Brighthouse Financial and its affiliates did not consider any individual’s circumstances in preparing this information. Clients should confer with their tax, legal, and accounting professionals in addition to consulting with a financial professional.

Shield® Level Annuities and Shield Level Pay Plus® Annuities are index-linked annuities issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277, on Policy Form L-22494 (09/12)-AV (“Brighthouse Financial”). Shield® Level II Annuities and Shield Level Pay Plus® II Annuities are index-linked annuities issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277, on Policy Form 5-213-1 (07/24). These products are distributed by Brighthouse Securities, LLC (member FINRA). All are Brighthouse Financial affiliated companies. The contract prospectuses and contracts contain information about each contract’s features, risks, charges, expenses, exclusions, limitations, termination provisions, and terms for keeping the contract in force. Prospectuses and complete details about each contract are available from a financial professional and should be read carefully. Product availability and features may vary by state or firm. Shield Level Pay Plus Annuities are not available in New York.

Not all products are available in New York.