Variable Annuities with FlexChoice Access
A Brighthouse variable annuity (VA) with the optional FlexChoice Access rider1 can help your clients build a protected income strategy that can offer:
- Guaranteed lifetime income
- Income for surviving spouse
- Personalized, diversified investment strategy
How It Works
A Brighthouse variable annuity with FlexChoice Access (an optional living benefit rider) can turn a portion of your clients’ portfolio into guaranteed lifetime income.
If one spouse dies, the surviving spouse continues to receive the same income payments they've come to rely on.2,3
Help your clients select from:
- Asset allocation portfolios4 that are professionally managed and automatically diversified
- Flexible investment options customizable to address your client’s goals
See the investment options available within a variable annuity and the optional FlexChoice Access rider.
Help clients choose an investment allocation that meets their needs.
Explore the funds within the investment options.
Explore the funds within the investment options.
Interactive Tool
Show clients how to turn a portion of their retirement savings into a stream of lifetime income.
Resources
Explore these resources and product materials designed to help you have deeper conversations with your clients.
- Income Guide
- Flexchoice Access Product Brochure
- Fund Worksheet
- Prospectus
- Older Owner Flyer
- Spousal Income Continuation Flyer
- Prime Options Fact Card
- Prime Options Target Allocation Flyer
- Prime Options Lifetime Withdrawal Guarantee Brochure
- Prime Options Product Brochure
- Prime Options Client Seminar
- Investment Options at a Glance
- FlexChoice By the Numbers Flyer- Primerica
Brighthouse Financial believes in educating you on the true purpose of investing – building for the future. Visit the link above for investing-related topics and insights.
1 FlexChoice Access is referred to as the Guaranteed Lifetime Withdrawal Benefit (GLWB) in the prospectus and is available for an additional annual charge.
2 This election is only required if the account value reduces to zero. We use the terms “income” and “lifetime income” to refer to any allowable withdrawals under the FlexChoice Access rider as well as any lifetime income payments your clients would receive under the rider if their account value reduces to zero.
3 The Joint Lifetime Guarantee Rate is only available for spouses. The spouse cannot be more than 10 years younger than the older owner as determined by the birthdays of the two individuals. If a contract is jointly owned, the Joint Lifetime Guarantee Rate is only available for the spouse of the older owner.
4 Investment involves risk, including possible loss of principal. Past performance does not guarantee future results. Diversification and strategic asset allocation do not guarantee a profit or protect against a loss in declining markets.
All guarantees, including any optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Each issuing insurance company is solely responsible for its own financial condition and contractual obligations.
Variable annuities are issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277, on Policy Form 8010 (11/00) and, in New York only, by Brighthouse Life Insurance Company of NY, New York, NY 10017, on Policy Form 6010 (3/07) (“Brighthouse Financial”). All variable products are distributed by Brighthouse Securities, LLC (member FINRA). All are Brighthouse Financial affiliated companies. Variable annuities are long-term investments designed for retirement purposes. The contract prospectus and contract contain information about the contract’s features, risks, charges, expenses, exclusions, limitations, termination provisions, and terms for keeping the contract in force. Prospectuses and compete details about the contract are available from your financial professional and should be read carefully before investing. Product availability and features may vary by state or firm.