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Income Annuity

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The future looks bright. An income annuity can help you control income and still live the lifestyle you want in retirement.

By reviewing your finances, you can take steps to help ensure you’ll have sufficient income to live a comfortable retirement. Whether you’re looking to diversify your income sources, turn a portion of your assets into a stream of guaranteed lifetime income payments, or help cover some everyday expenses during retirement, a product like the Brighthouse Income Annuity may be right for you.

Benefits

With a Brighthouse Income Annuity, you can add immediate income for more certainty.

Stable Income

Turn a portion of your retirement assets into immediate and predictable income for you or you and another person. Experience more certainty since fluctuations in the market will have no effect on income payments. 

Design and Customize

Income Payment Options 
You know what your financial priorities are, so you should choose the income payment option that meets your needs. Whether you want the highest income possible, a legacy for loved ones, or retirement income streams for you or you and another person – it’s your choice. 

Increasing Income Option
We all know that the prices you pay for everyday items don’t stay the same. This option provides a hedge against inflation by providing a yearly increase in your income.¹

Early Access Option
Life can sometimes throw you a curveball. And when that happens, you should be able to use your money where it’s needed. The Early Access Option allows access to a portion of your future income during your Liquidity Period, taken as a partial withdrawal.2,3

Resource Materials

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1 The Increasing Income Option is available for contracts where each owner is at least 59½ at the time of contract issue and is available on both qualified and non-qualified contracts. This option must be elected at the time of purchase, and once chosen, it cannot be changed or cancelled. It will continue until the end of the contract. Initial income payments will be lower than if the option had not been selected.

2 The Early Access Option may not be available in all states.

3 The Early Access Option is available for contracts where each owner is at least 59½ at the time of contract issue and is available on both qualified and non-qualified contracts. There will be a 2% processing fee for any partial withdrawal.

Brighthouse Financial fixed and income annuities are insurance products and not insured by the FDIC, the NCUSIF, or any other government agency, nor are they guaranteed by, or the obligation of, the financial institution that sells them. All contract guarantees and annuity payout rates are subject to the claims-paying ability and financial strength of the issuing insurance company. They are not backed by the broker/dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability and financial strength of the issuing insurance company. Similarly, the issuing insurance company does not back the financial strength of the broker/dealer or any of its affiliates.

Annuities from Brighthouse Financial have charges, termination provisions, and terms for keeping them in force. Please contact your financial professional for complete details.

The Single Premium Immediate Annuity is issued by Brighthouse Life Insurance Company, Charlotte, NC 28277, on Policy Form Series MLIU-SPIA (07/06) and, in New York only, by Brighthouse Life Insurance Company of NY, New York, NY 10017, on Policy Form Series FMLI-SPIA (7/06) (“Brighthouse Financial”). Product availability and features may vary by state or firm.