Fixed Annuity | Brighthouse Financial
Are you a financial professional?

This site was created and intended for use only by financial professionals.

Brighthouse Financial, its agents, and representatives may not give legal, tax or accounting advice and this document should not be construed as such. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.

Like most insurance policies, Brighthouse Financial policies contain certain exclusions, waiting periods, reductions, limitations and terms for keeping them in force. All policies and riders may not be available in all states. Ask your representative for complete details

Brighthouse Financial, Charlotte, NC 28277.

You are about to leave the Brighthouse Financial website.

As part of the ongoing transition, certain Brighthouse Financial features are serviced by MetLife.


Fixed Annuity


Get guaranteed growth and protection for your retirement savings.

A fixed annuity can be a good way to protect a portion of your retirement savings while earning guaranteed growth year after year. With the Fixed Annuity FA, there's no need to worry about market volatility because your savings aren’t exposed to the markets.


With a Fixed Annuity FA you can get guarantees and protection on your terms.

Tax Favorability

Keep More with Tax Deferral¹
Earnings from investments or bank accounts, such as stocks, mutual funds, or savings accounts, are usually taxable. Because the Fixed Annuity FA is tax deferred, you don’t pay taxes on interest earned until you make a withdrawal. In the meantime, your assets earn interest, your interest earns interest, and the money you would have paid to taxes earns interest. 

Flexible Options

Choice of Guarantee Periods and Renewal Options2
You choose the Guarantee Period (5, 7 or 103 years) that best fits your needs. Once the period ends, you can renew it or choose a different period and take advantage of other options.

Retain Access to Your Assets
Unexpected needs arise, which is why you can withdraw portions of your account value. A withdrawal charge and a limited Market Value Adjustment (MVA) may apply.4 Under special circumstances, you can access your assets without a withdrawal charge or an MVA.5

Legacy Planning
Make sure that when you pass away, your beneficiaries receive the full account value with no withdrawal charge or Market Value Adjustment. If your spouse is your primary beneficiary, he or she can choose to assume ownership of the annuity. 

Guaranteed Income 
Turn your assets into a steady stream of income payments that will last for as long as you want, or as long as you live. This income is guaranteed to remain the same, even if the market declines.6

Related Education