- 2-Minute Article
Insights from Brighthouse Financial and WSJ Custom Studios
Learn how Americans feel about planning for retirement and how advisors can help.
Brighthouse Financial has worked with Wall Street Journal Custom Studios to produce a series of articles that get to the heart of how Americans really feel about planning for their retirement and to look at how advisors can help.
These deep dives into the retirement planning journey are based on exclusive WSJ focus group research and a survey of 529 pre-retirees and retirees carried out during April and May 2017. Interviews and expert opinions reveal the challenges and opportunities faced by clients as they plan for later life.
The four articles are:
Shifting Out of Neutral: Why It’s So Hard to Get Retirement Planning Into Gear
Many people delay putting a solid retirement plan until just before they need it. One reason for putting off planning is the preconception that it will be hard — but it doesn’t need to be. Working with an advisor, pre-retirees can start planning with a couple of simple goals.
The Science Behind Happier Spending: Drawing Down Doesn’t Mean Falling Short
Many people have a tough time making the transition from being an accumulator to being a spender. The same mentality that helps them save for the future can become an obstacle to an enjoyable retirement. A predictable income can provide the regular paycheck that allows clients to spend with confidence in their later years.
Taming the Wild Cards: What You Can Do to Stack Your Financial Deck
Many people are concerned about the unpredictable events that could derail their retirement, from job insecurity to health issues and medical expenses. Clients can work with a financial advisor to tackle the wild cards head-on, with guaranteed income streams as a strong hedge against the future.
Creating Your Own Masterpiece: Retirement Is a Work in Progress
Everyone has their own vision of retirement, but many believe they have a binary choice when planning for it — either chase protection or chase growth. By working with a financial advisor, your clients can create the predictable income streams that will help give them the confidence to pursue the retirement they desire.