About Brighthouse Financial
We’re on a mission to help people achieve financial security. Our innovative annuity and life insurance products can help protect what your clients have earned and ensure it lasts.
Our Financial Strength
Financial Strength Ratings
For operating companies as of December 2022.
Brighthouse Financial Summary
By maintaining capital well beyond regulatory requirements, Brighthouse Financial is prepared to honor its commitments, even in volatile markets.
$230B
Includes, among other things, total investments and separate account assets.
$224B
Includes, among other things, liabilities related to contractual guarantees and commitments by our operating insurance companies, reflecting liabilities associated with policyholder account balances, reserves for future policy benefits, and separate accounts.
$198B
Composed of total investments and separate account assets.
$111B
General account investments available to meet future obligations.
$87B
Account that holds assets maintained separately from general account investments.
Financial data is as of March 31, 2023, rounded to the nearest $1 billion. Total assets are for Brighthouse Financial, Inc., which had total liabilities of $224 billion as of March 31, 2023. Brighthouse Financial, Inc. is the ultimate parent company of the Brighthouse Financial operating insurance companies.
Work With Us
When we work together, we can help put more people on the path to financial security. See what you can expect as an appointed financial professional and connect with our team.
Company Information
See more of our story and ways to work with us.
Meet the leaders of Brighthouse Financial.
See all the key milestones in our company’s heritage.
See our current list of open positions and learn more about our culture and benefits.
View our financial information, news, events, and shareholder resources, and learn more about our sustainability journey.
All guarantees, including any optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Each issuing insurance company is solely responsible for its own financial condition and contractual obligations.
Ratings shown are as of December 2022. Operating entities collectively rated include Brighthouse Life Insurance Company, Brighthouse Life Insurance Company of NY, and New England Life Insurance Company. Note: Moody’s and Fitch do not rate Brighthouse Life Insurance Company of NY.
The information included herein regarding the rating agencies’ opinions relating to the operating companies of Brighthouse Financial are provided for your convenience only, with the consent of the rating agencies. The operating companies of Brighthouse Financial take no position on the criteria and methodologies employed by the rating agencies in arriving at their ratings or the conclusions of their analyses, and our providing this information should not be construed as an endorsement thereof. Ratings apply to the financial strength and claims-paying ability of the Brighthouse Financial operating companies and not the performance of any of their products.
AM Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. A Financial Strength Rating is not assigned to specific insurance policies or contracts and does not address any other risk, including, but not limited to, an insurer’s claims-payment policies or procedures; the ability of the insurer to dispute or deny claims payment on grounds of misrepresentation or fraud; or any specific liability contractually borne by the policy or contract holder. A Financial Strength Rating is not a recommendation to purchase, hold, or terminate any insurance policy, contract, or any other financial obligation issued by an insurer, nor does it address the suitability of any particular policy or contract for a specific purpose or purchaser. Ratings explanations can be found at www.ambest.com.
Fitch’s Insurer Financial Strength Rating provides as assessment of the financial strength of an insurance organization. The Insurer Financial Strength Rating is assigned to the insurance company’s policyholder obligations, including assumed reinsurance obligations and contract holder obligations, such as guaranteed investment contracts. Ratings explanations can be found at www.fitchratings.com.
Moody’s Insurance Financial Strength Rating is an opinion of the ability of an insurance company to pay punctually senior policyholder claims and obligations and also reflect the expected financial loss suffered in the event of default. Specific obligations are considered unrated unless they are individually rated because the standing of a particular insurance obligation would depend on an assessment of its relative standing under those laws governing both the obligation and the insurance company. Ratings explanations can be found at www.moodys.com.
S&P Global Insurer Financial Strength Rating is a forward-looking opinion about the financial security characteristics of an insurance organization with respect to its ability to pay under its insurance policies and contracts in accordance with their terms. This opinion is not specific to any particular policy or contract, nor does it address the suitability of a particular policy or contract for a specific purpose or purchaser. Ratings explanations can be found at www.standardandpoors.com.