*Brighthouse Financial, Inc. is the ultimate parent company of the Brighthouse Financial operating insurance companies. Insurance product guarantees and commitments, including any optional benefits, are solely the responsibility of the insurance company issuing the insurance product. Financial data is as of June 30, 2022, rounded to the nearest $1 billion. Customer count data is as of June 30, 2020. Total assets are for Brighthouse Financial, Inc., which had total liabilities of $218 billion.
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Ranked by 2021 admitted assets. Best’s Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2022.
Products from the Brighthouse Shield® Annuity suite. Barron's 50 Best Annuities, 2017-2019, 2021.
All guarantees and commitments, including any optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Each issuing insurance company is solely responsible for its own financial condition and contractual obligations.
Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277 and, in New York only, by Brighthouse Life Insurance Company of NY, New York, NY 10017 ("Brighthouse Financial").
Ratings shown as of December 2021. Operating entities collectively rated include Brighthouse Life Insurance Company (BLIC), NELICO, and Brighthouse Life Insurance Company of NY (BHNY); note, Moody’s and Fitch do not rate BHNY.
This material lists the financial strength ratings of the Brighthouse Financial operating insurance companies, as assessed by independent rating agencies. Ratings denote an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. Operating insurance companies rated include Brighthouse Life Insurance Company, Brighthouse Life Insurance Company of NY, and New England Life Insurance Company; note, Moody’s and Fitch do not rate Brighthouse Life Insurance Company of NY. Ratings apply to a Brighthouse Financial operating insurance company’s financial strength and claims-paying ability as of the date indicated and not the performance of any of its products. Variable products are distributed through Brighthouse Securities, LLC (member FINRA). Product guarantees, including any optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Each issuing insurance company is solely responsible for its own financial condition and contractual obligations.
AM Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. A Financial Strength Rating is not assigned to specific insurance policies or contracts and does not address any other risk, including, but not limited to, an insurer’s claims-payment policies or procedures; the ability of the insurer to dispute or deny claims payment on grounds of misrepresentation or fraud; or any specific liability contractually borne by the policy or contract holder. A Financial Strength Rating is not a recommendation to purchase, hold, or terminate any insurance policy, contract or any other financial obligation issued by an insurer, nor does it address the suitability of any particular policy or contract, for a specific purpose or purchaser. Ratings explanations can be found at www.ambest.com.
Fitch’s Insurer Financial Strength Rating provides an assessment of the financial strength of an insurance organization. The Insurer Financial Strength Rating is assigned to the insurance company’s policyholder obligations, including assumed reinsurance obligations and contract holder obligations, such as guaranteed investment contracts. Ratings explanations can be found at www.fitchratings.com.
Moody’s Insurance Financial Strength Rating is an opinion of the ability of an insurance company to pay punctually senior policyholder claims and obligations and also reflect the expected financial loss suffered in the event of default. Specific obligations are considered unrated unless they are individually rated because the standing of a particular insurance obligation would depend on an assessment of its relative standing under those laws governing both the obligation and the insurance company. Ratings explanations can be found at www.moodys.com.
S&P Global Insurer Financial Strength Rating is a forward-looking opinion about the financial security characteristics of an insurance organization with respect to its ability to pay under its insurance policies and contracts in accordance with their terms. This opinion is not specific to any particular policy or contract, nor does it address the suitability of a particular policy or contract for a specific purpose or purchaser. Ratings explanations can be found at www.standardandpoors.com.
